At Nest Home Loans, we consider ourselves your long-term partner, helping you to build a life of financial freedom and options. Whether you're buying your first home, investing in property, or looking to break free from debt, we'll work alongside you through every stage of your journey, ensuring your mortgage decisions move you towards the life you want to live.

First Home Buyers

First Home Buyers

Ready to stop paying someone else's mortgage and start building your own future? Most first-home buyers we work with discover they’re closer to homeownership than they thought. After settlement, we'll continue to partner with you through our Pathway Financial Success Programme, ensuring your first property becomes the foundation for achieving your broader life goals and aspirations.

Learn more about how to get started.

Next Home Buyers

Next Home Buyers

Your next home move is a chance to improve your financial position and lifestyle options. We'll guide you through timing your sale and purchase, accessing your hard-earned equity, and structuring your new mortgage. We'll continue working with you through our Pathway Financial Success Programme to ensure this move advances your personal goals.

Read more about your next home.

Building A Home

Building A Home

Creating your dream home should be exciting, not overwhelming. We've walked alongside hundreds of clients through the maze of construction loans, progress payments, and unexpected costs. We provide ongoing support through our Pathway Financial Success Programme to ensure your new build serves as both your dream home and a stepping stone toward your broader life ambitions.

Discover more about building your home.

Current Mortgage Holders

Current Mortgage Holders

Don’t just set-and-forget your mortgage. Whether you're refixing, refinancing, going through a separation, or feeling the pressure of high-interest debt, our experienced team is there to guide you with your mortgage options and strategy. Our Pathway Financial Success Programme will help you create a financial strategy that aligns your mortgage with your broader goals, such as, family holidays, education funds, or starting a business.

Explore your mortgage options.

Investors

Investors

With the right strategy, property investment can give you real financial independence. Through our Pathway Financial Success Programme, we'll show you how to make your rental properties work alongside your financial goals. We'll stick with you over the years as your life changes, and with our ongoing support, we’ll help you build towards lifestyle freedom and the goals you're working so hard to achieve.

Learn how to invest.

What our clients have to say.

Google logoReviewsRated 4.9 based on 738 Reviews.

Paula WalkerPaula Walkera month agoI do not know where to start this is still surreal to mei was referred to Nest Home Loans by a friend at work, and in July I called and Erana Crump ...Read more
Paula WalkerPaula Walkera month agoI do not know where to start this is still surreal to me

i was referred to Nest Home Loans by a friend at work, and in July I called and Erana Crump answered my call. I called to ask what steps we needed to take to buy our first home.

At the time, I honestly didn’t think we were ready or even in a position to buy. I had so many doubts, but Erana believed in us and guided us through every step.

On September 18th, Chris and I walked into our very own first home 🙏

Something I once thought was out of reach had become our reality.

Erana promised she would get us over the line and she did. She supported us through the stressful moments, answered every question, and genuinely cared about our journey.

Even after our mortgage was sorted, she continued to help, connecting us with the right people for our KiwiSaver, life insurance and loan protection.

We are so incredibly grateful to Erana and the whole Nest Home Loans team. This home means so much to us and our family, and we will never forget the part Erana played in making this dream possible.

Thank you, Erana, for believing in us and helping turn our dream into our reality. We will be forever grateful.
Ngapera KeeganNgapera Keegana month agoAt the end of June, my partner and I wanted to buy our first home at the end of the year, so we got in contact with NestHome Loans to see if we were ...Read more
Ngapera KeeganNgapera Keegana month agoAt the end of June, my partner and I wanted to buy our first home at the end of the year, so we got in contact with NestHome Loans to see if we were on the right track - savings wise. One of the brokers - Erana, got in contact with me the very next day, set up a meeting with my partner and I, and walked us through the entire process of becoming homeowners. She was absolutely awesome. Very accomodating, very patient, very thorough, and readily available whenever we had questions or concerns. Because of her, we were able to purchase our dream home and settle in under 2 months! I can not recommend Erana enough, and wholeheartedly believe that she is the reason we are enjoying our brand new first home. 5/5, no notes. Big mihi to Erana and the team at Nest Home Loans!
Santana NgahereSantana Ngaherea month agoTēnā koe Andrew!Can't thank you (and Alvin/the team) enough for your guidance and hard work behind the scenes to help me successfully buy my first ...Read more
Santana NgahereSantana Ngaherea month agoTēnā koe Andrew!

Can't thank you (and Alvin/the team) enough for your guidance and hard work behind the scenes to help me successfully buy my first home - something I initially thought I would not have been able to achieve, let alone being able to do so quickly!

Appreciate your friendly communication and willingness to share your knowledge to answer the many queries I had. Your kind and easy-going nature throughout the whole process made it much less 'scary'.

Ngā mihi maioha Andrew! 😊
char crosbychar crosby2 months agoDonna and Hoani were absolutely excellent throughout the whole mortgage process. They were incredibly knowledgeable, helpful and supportive, and made ...Read more
char crosbychar crosby2 months agoDonna and Hoani were absolutely excellent throughout the whole mortgage process. They were incredibly knowledgeable, helpful and supportive, and made what could have been a complicated and overwhelming process feel so much easier.

I would especially highly recommend them to anyone in the neurodivergent community. They communicated clearly, were patient and responsive, and made everything feel manageable without adding unnecessary stress.

I felt genuinely well supported from beginning to end and couldn’t have asked for a better experience. Thank you so much, Donna and Hoani!
Callum AugustCallum August2 months agoWe can’t thank Erana at Nest Home Loans enough for everything she has done for us. From the very beginning, she made us feel supported, understood ...Read more
Callum AugustCallum August2 months agoWe can’t thank Erana at Nest Home Loans enough for everything she has done for us. From the very beginning, she made us feel supported, understood and genuinely cared for. It honestly felt like whānau helping whānau, rather than just going through a home loan process. She went above and beyond every step of the way and helped make our dream of owning our own home a reality. We are so grateful for all her hard work, patience and support. Thank you so much, Erana — we truly appreciate you! ❤️🏡

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