Commissions, Fees & Charges

Banks Upfront Commission Trail Commission Refix Commission Clawbacks
ANZ 0.85% No $150 28 Months
ASB 0.85% No $150 28 Months
Bank of China 0.88% No $150 24 Months
BNZ 0.55% 0.15% No 28 Months
Co-Operative Bank 0.70% No $150 18 Months
SBS Bank 0.80% No $150 18 Months
TSB 0.85% No No 18 Months
Westpac 0.60% 0.20% * No 2.79%

Fees:

Deferred Adviser Fee Applies: A deferred adviser fee can be charged should the loan be refinanced or repaid within 24-months.
Adviser Fee Applies: An adviser fee is charged with loans and loan top-ups of $200,000 or less.

Non Bank Upfront Commission Trail Commission Fees Commission Clawbacks*
Avanti 0.80% No $2,400 - $10,000 12 Months*
Basecorp Finance No No $2,400 - $10,000 No
Bluestone Mortgages 0.60% 0.15% $2,400 - $10,000 24 Months*
First Credit Union No No $2,400 - $10,000 No
First Mortgage Trust No No $2,400 - $10,000 No
Liberty Financial 0.60% 0.15% $2,400 - $10,000 24 Months*
0.70% 0.30%
NZCU Baywide 0.40% No $2,400 - $10,000 No Clawback
Pepper Money 0.60% 0.15% $2,400 - $10,000 18 Months
  0.75% 0.15%   12 Months
Resimac Home Loans 0.60% 0.15% $2,400 - $10,000 12 Months
  0.80% 0.20%   18 Months
Sovereign Home Loans 0.60% 0.20% No 25 Months

Fees:

Adviser Fee Applies: An adviser fee will be charged with all non-bank lending. We do not charge clawbacks or deferred adviser fees on Non-bank Mortgages.

Personal Loans Commission Rate Trail Commission Fees
Co-Operative Bank 3.00% No $300 - $1500
NZCU Baywide 3.50% No $300 - $1500

Fees:

Adviser Fee Applies: An adviser fee will be charged with all personal loans.

Business Finance Commission Rate Trail Commission Fees
Prospa      

Fees

Adviser Fee Applies: An adviser fee will be charged with all business finance.

 

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