Our Services
Why choose Nest as your mortgage advisor?
You work hard, earn good money. But you feel stuck financially.
Yes, we’re mortgage advisors, but you’ll find we’re different from most. We will help secure your loan, but we will also help you open the doors to a life of financial success.
Whether you're buying your first home, investing in property, or looking to break free from debt, we'll work alongside you through every stage of your journey, ensuring your mortgage decisions move you towards the life you want to live.
You don’t pay anything for mortgage advice.
Zero cost to you. We get paid by the bank once your loan settles, so your success is our success.
Multiple lenders, better chances.
What disqualifies you with one lender might be perfect for another. We know who’s likely to say yes.
We coach you through the whole process.
You focus on finding your home, we take care of all the paperwork and bank communications behind the scenes.
We cut through the jargon.
To deliver a streamlined, stress-free experience so you don’t have to worry about it.
Building your financial future together.
We’ll work alongside you to build a strategy focused on securing your financial future, that changes as you do.
We know this journey inside-out.
We’ve guided thousands of people through the journey. What feels like uncharted territory to you is familiar ground for us.
Our Story
Nest Home Loans began in Hamilton in 2014, founded by Jeff Kerwin — then a police officer with a growing passion for property and investing. What started as mortgage advice has grown into a financial coaching platform, helping everyday Kiwis hit their money goals with smart mortgage strategies and practical planning.

Nest's chief broker Jeff Kerwin on stage in Brisbane interviewing Sergio Carrillo (Real Madrid soccer superstar) and Caroline Stanbury (reality TV star Housewives of Dubai)
Our values: We keep it real, ask the hard questions, and focus on what actually works for you. We stick with you long-term, helping you build money habits that last. Everything we teach, we’ve lived ourselves — with no sugar-coating, no empty promises. Just proven strategies and honest advice.
Articles from the experts.
Get expert insights, practical tips, and honest advice to help you take control of your finances and plan for the future. From decoding mortgage jargon to managing debt and building wealth, our team shares what you really need to know — no fluff, just facts.
Let’s get started.
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