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    The right loan. The right plan. For the long run.

    Get the finance you need and a long term financial plan that will ensure your money decisions keep working for you.

    Our ServicesWho We Help

Why choose Nest as your mortgage advisor?

You work hard, earn good money. But you feel stuck financially.

Yes, we’re mortgage advisors, but you’ll find we’re different from most. We will help secure your loan, but we will also help you open the doors to a life of financial success.

Whether you're buying your first home, investing in property, or looking to break free from debt, we'll work alongside you through every stage of your journey, ensuring your mortgage decisions move you towards the life you want to live.

View Our Story

You don’t pay anything for mortgage advice.

Zero cost to you. We get paid by the bank once your loan settles, so your success is our success.

Multiple lenders, better chances.

What disqualifies you with one lender might be perfect for another. We know who’s likely to say yes.

We coach you through the whole process.

You focus on finding your home, we take care of all the paperwork and bank communications behind the scenes.

We cut through the jargon.

To deliver a streamlined, stress-free experience so you don’t have to worry about it.

Building your financial future together.

We’ll work alongside you to build a strategy focused on securing your financial future, that changes as you do.

We know this journey inside-out.

We’ve guided thousands of people through the journey. What feels like uncharted territory to you is familiar ground for us.

    You don’t pay anything for mortgage advice.

    Zero cost to you. We get paid by the bank once your loan settles, so your success is our success.

    Multiple lenders, better chances.

    What disqualifies you with one lender might be perfect for another. We know who’s likely to say yes.

    We coach you through the whole process.

    You focus on finding your home, we take care of all the paperwork and bank communications behind the scenes.

    We cut through the jargon.

    To deliver a streamlined, stress-free experience so you don’t have to worry about it.

    Building your financial future together.

    We’ll work alongside you to build a strategy focused on securing your financial future, that changes as you do.

    We know this journey inside-out.

    We’ve guided thousands of people through the journey. What feels like uncharted territory to you is familiar ground for us.

    What our clients have to say.

    Google logoReviewsRated 4.9 based on 715 Reviews.

    Dan PDan P7 months agoWe had a fantastic experience with Nest Homes — a professional team that genuinely cares about your situation rather than just ticking boxes.

    Jeff knows his job inside and out, and his team consistently go above and beyond to get results. When the vendors activated the escape clause in our contract, pulling our unconditional date forward, Jeff remained calm, collected, and reassuring throughout what was a stressful moment for us.

    Thanks to his expertise and steady guidance, we successfully purchased and moved into our first home last week. It was an absolute pleasure having Jeff and the Nest Homes team on our side.
    Garin GowerGarin Gower3 months agoAndrew and the team at Nest were absolutely awesome. The whole process was super simple and easy. Communication was fantastic and I couldn't praise them high enough. If you're looking to get a mortgage even if you have a few issues with credit they can help out. 100/10..because 10 stars isn't enough.
    Doggynina_NZDoggynina_NZ4 months agoJeff and the team at Nest home were awesome to deal with. They made buying our first home such a good experience. When we need to re-fix or buy another home we will definitely be coming back!
    Linda van den DolderLinda van den Dolder6 months agoI would HIGHLY recommend Nest Home Loans to everyone! They are super friendly and very helpful! A very special thank you to Andrew who did an AMAZING job ...He is very supportive and made the impossible happen :)This has been a long journey ...Other companies gave up on us, but Nest Home Loans pulled us through! Best decision we ever made is to knock on their door for help :) :) :)
    Chun Hour NhoepChun Hour Nhoep5 months agoJeff was an excellent mortgage broker and guided me through the entire home loan process with professionalism and clarity. He took the time to explain my options, kept me informed at every stage, and made sure everything stayed on track. His communication and support made a big difference, especially as a buyer. I wouldn’t hesitate to recommend Jeff to anyone looking for a reliable and knowledgeable mortgage broker.

      View all reviews

      Our Story

      Nest Home Loans began in Hamilton in 2014, founded by Jeff Kerwin — then a police officer with a growing passion for property and investing. What started as mortgage advice has grown into a financial coaching platform, helping everyday Kiwis hit their money goals with smart mortgage strategies and practical planning.

      Jeff Kerwin in a live financial coaching panel

      Nest's chief broker Jeff Kerwin on stage in Brisbane interviewing Sergio Carrillo (Real Madrid soccer superstar) and Caroline Stanbury (reality TV star Housewives of Dubai)

      Our values: We keep it real, ask the hard questions, and focus on what actually works for you. We stick with you long-term, helping you build money habits that last. Everything we teach, we’ve lived ourselves — with no sugar-coating, no empty promises. Just proven strategies and honest advice.

      Read more

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      Nest Home Loans 2025