Jeff Kerwin
Founder and Director
027 667 2941
[email protected]
FSPR: #FSP304646
From humble beginnings to financial freedom
Jeff's journey started in South Auckland, where he was raised by a solo mother on benefits. Despite these modest beginnings, he was determined to create a different path. After building a career in the police force, Jeff discovered the power of property investment and money management. Through strategic property flipping, smart financial decisions, and devouring every investment book he could find, Jeff and his wife achieved something remarkable – by age 36, they owned a mortgage-free $1 million home in Hamilton. It was proof that with the right knowledge and approach, anyone could transform their financial situation.
The career pivot that changed everything
While working as a police officer, Jeff was actively flipping properties in Wellington through joint venture partnerships. Working with a skilled mortgage broker opened his eyes to a profession that fascinated him. After successfully ticking off his career goals in the police force, Jeff started mortgage broking on the side – and it quickly took off. He chose to leave the police and focus entirely on his mortgage business, a decision that has paid off as the business has thrived ever since. And after 12 years as a mortgage advisor, he still has the same passion for helping people transform their financial situation.
The perfect background for building trust
Jeff's experience as a police officer gave him something invaluable in the mortgage industry – the ability to communicate and build genuine trust with people from every walk of life. Whoever he’s working with, Jeff connects at their level without the intimidation factor of a typical "finance guy in a suit." His background has given him deep insight into people's real struggles and challenges, making him steady, personable, and trustworthy. Sometimes, he jokes, it makes him feel "like a marriage counsellor" – but it's exactly this understanding that helps him guide clients through some of the biggest financial decisions of their lives.
What our clients have to say.

Reviews
Rated 4.9 based on 638 Reviews.
Olivia Armstrong
1 year ago
We wish we could give Jeff 10 stars, he was instrumental in helping us purchase our first home, and we highly recommend him. He made the entire process seamless and taught us so much along the way. Thanks to his efforts, we were able to settle into our new home within two months, making our move from Whangamata to Cambridge much smoother. His communication was excellent, and he secured a great interest rate on our home loan. Working with Jeff has been a true pleasure, and we look forward to working with him again in the future. Thanks again Jeff, you’re awesome! Liv & Jeremy :)
Keri Adamson
1 year ago
As a first home buyer, the house buying process seemed very overwhelming but Nest Home Loans made the process so much easier. Jeff took the time to outline each step clearly, making the whole experience feel much more achievable. He was easy to communicate with and incredibly prompt in his responses, which gave me a lot of confidence throughout the journey.
Nest home loans went above and beyond to not only help us into our new home (yay!) but also share valuable knowledge about loans and finances. I am excited to continue working with Jeff in the future.
I highly recommend Nest home Loans to anyone looking for a smooth and stress free mortgage process!
Alice Sullivan
1 year ago
We first approached Jeff when our landlords decided to sell their property and we wanted a game plan to get us ready for buying. We went straight into the deep end of the buying process that same day and two months later we've settled on our first home.
From day one we have been extremely impressed with Jeff and the service he provides. There is a reason he is so highly recommended and has so many repeat clients.
We experienced the full "rollercoaster" of first home buying but Jeff kept it cool, calm, and collected. When roadblocks appeared he had a plan to get around them smoothly, and sometimes had even taken the next steps before he let us know any bad news. His expertise and motivation was invaluable.
Jeff's communication is second to none, at the end of the day you're left feeling very aware of where you're standing in the process. The online portal is amazing for getting necessary documents prepared and submitted without any drama.
Jeff's confidence allowed us to fully trust the process and avoid panicking when things weren't quite going to plan. Having that level of trust in him spoke volumes about the relationships he builds with his clients.
I couldn't recommend Jeff any more highly, he made an extremely stressful process the best experience it could possibly be. Any real estate adventures we have in the future will definitely include the team at Nest Home Loans.
We couldn't have done this without you and your team Jeff, thank you again!
Andrew McNally
1 year ago
Navigating the mortgage process can be overwhelming, but Jeff at Nest Home Loans made it an incredibly smooth and manageable journey for us. His calm and knowledgeable approach turned what could have been a stressful experience into a reassuring and positive one.
Jeff took the time to explain every detail clearly, ensuring we fully understood our options and felt confident in the decisions we were making. His patience, expertise, and genuine care for his clients were evident throughout the entire process.
If you’re looking for a mortgage broker who truly has your best interests at heart, we can’t recommend Jeff at Nest Home Loans enough. Thank you, Jeff, for your guidance and support—you made this important milestone a fantastic experience!
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