Jacky Wai
Mortgage Adviser
0800 337 426
021587455
[email protected]
At Nest Home Loans, I believe building your financial future is about more than getting a mortgage. It’s about making thoughtful decisions today that help you achieve the life you want tomorrow.
Originally from Malaysia, I grew up in a family where being sensible with money was always important. With a business-minded dad, I learned early on that building wealth takes discipline, consistency, and patience. These values have shaped the way I think about money and the importance of planning for the long term.
As your local mortgage adviser, I understand that everyone has different spending habits, lifestyles, and financial priorities. My goal is to get to know you, understand what matters most to you, and find a lending solution that fits your circumstances. I believe in being honest, explaining things clearly, and working alongside you to help you make confident financial decisions.
Outside of work, I have a real passion for cars and beautiful homes. You might often find me driving around with my friends or my partner, checking out interesting houses and admiring their designs, architecture, and unique features. For me, it’s not just about looking at nice properties — it’s also about imagining the possibilities and understanding what makes a house feel like HOME.
Beyond my passion for cars and beautiful homes, I’m also genuinely interested in investing, from the stock market to property and other opportunities that can generate long-term returns. For me, building wealth is not about chasing quick wins; it’s about understanding what you invest in, staying disciplined, and being consistent over time. This personal interest also shapes how I view property and financial planning — always looking at the bigger picture and how the decisions we make today can create more opportunities for tomorrow.
Whether you’re buying your first home, moving into your next chapter, or starting your property investment journey, I want to be someone you can genuinely trust along the way.
I know that buying property can feel overwhelming, especially when there are so many things to consider. That’s why I’m here to make the process clearer, more manageable, and a little less stressful.
Where there’s a Will, there’s a WAY — and your property journey could start sooner than you think.
What our clients have to say.
Reviews
Rated 4.9 based on 638 Reviews.
Olivia Armstrong
1 year ago
We wish we could give Jeff 10 stars, he was instrumental in helping us purchase our first home, and we highly recommend him. He made the entire process seamless and taught us so much along the way. Thanks to his efforts, we were able to settle into our new home within two months, making our move from Whangamata to Cambridge much smoother. His communication was excellent, and he secured a great interest rate on our home loan. Working with Jeff has been a true pleasure, and we look forward to working with him again in the future. Thanks again Jeff, you’re awesome! Liv & Jeremy :)
Keri Adamson
1 year ago
As a first home buyer, the house buying process seemed very overwhelming but Nest Home Loans made the process so much easier. Jeff took the time to outline each step clearly, making the whole experience feel much more achievable. He was easy to communicate with and incredibly prompt in his responses, which gave me a lot of confidence throughout the journey.
Nest home loans went above and beyond to not only help us into our new home (yay!) but also share valuable knowledge about loans and finances. I am excited to continue working with Jeff in the future.
I highly recommend Nest home Loans to anyone looking for a smooth and stress free mortgage process!
Alice Sullivan
1 year ago
We first approached Jeff when our landlords decided to sell their property and we wanted a game plan to get us ready for buying. We went straight into the deep end of the buying process that same day and two months later we've settled on our first home.
From day one we have been extremely impressed with Jeff and the service he provides. There is a reason he is so highly recommended and has so many repeat clients.
We experienced the full "rollercoaster" of first home buying but Jeff kept it cool, calm, and collected. When roadblocks appeared he had a plan to get around them smoothly, and sometimes had even taken the next steps before he let us know any bad news. His expertise and motivation was invaluable.
Jeff's communication is second to none, at the end of the day you're left feeling very aware of where you're standing in the process. The online portal is amazing for getting necessary documents prepared and submitted without any drama.
Jeff's confidence allowed us to fully trust the process and avoid panicking when things weren't quite going to plan. Having that level of trust in him spoke volumes about the relationships he builds with his clients.
I couldn't recommend Jeff any more highly, he made an extremely stressful process the best experience it could possibly be. Any real estate adventures we have in the future will definitely include the team at Nest Home Loans.
We couldn't have done this without you and your team Jeff, thank you again!
Andrew McNally
1 year ago
Navigating the mortgage process can be overwhelming, but Jeff at Nest Home Loans made it an incredibly smooth and manageable journey for us. His calm and knowledgeable approach turned what could have been a stressful experience into a reassuring and positive one.
Jeff took the time to explain every detail clearly, ensuring we fully understood our options and felt confident in the decisions we were making. His patience, expertise, and genuine care for his clients were evident throughout the entire process.
If you’re looking for a mortgage broker who truly has your best interests at heart, we can’t recommend Jeff at Nest Home Loans enough. Thank you, Jeff, for your guidance and support—you made this important milestone a fantastic experience!
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