First Home Buyers

First Home Buyers

At Nest Home Loans we have helped thousands of New Zealanders into their first homes. We understand how much there is to think about when you are wanting to purchase such as Kiwisaver withdrawal requirements, welcome home loans, first home grants, minimum deposits you may need, building inspections, and more. We’re here to take the stress out of your planning and help you secure a loan. Best of all, we’re free!


Why Use A Mortgage Broker?

One of the questions you might have when considering a mortgage broker for the first time is why you should use one versus going to the bank direct? While it’s hard to sum up in a few sentences, we’ll give you 5 good reasons to use us over going straight to a bank.

1. We’re Free. Yes you read that correctly, we don’t charge our customers a cent. Mortgage brokers get paid by the bank once a loan settles so it’s in our best interest to help you secure finance. This way you know we’re working for you.

2. Better Rates. This is our bread and butter. We are in a position where we can negotiate great rates on your behalf as we know exactly what is on offer in the market. The bank managers work for the bank, we work for you. We can often secure better rates than those advertised.

3. Peace of Mind. We understand it can be a scary and daunting experience talking to your bank. As we don’t work for them, we’re in a much better position to listen to you without judgement and help find the right solution to meet your needs.

4. Less Stress. Are you confused about the process of buying a first home from requirements to withdrawing Kiwisaver, getting a Welcome Home Loan, when to get building inspections, what lawyer you need and for what purpose? Are you unsure where to start? We can help you step by step through the process right from the beginning through to the end.

5. Financial Planning. We can help formulate a financial plan for you further than just a purchase. We can work with you from short to long term goals depending on your current situation.


Talk To Us Today

There is so much to learn when buying your first home! Having an experienced mortgage adviser who is able to coach you through the process with confidence is key. If we still haven’t convinced you to contact us, take a look at over 150 positive reviews from our Trade Me’s services page here. With 100% positive reviews, we can safely guarantee we’re good at what we do.

So, what are you waiting for? No question is too big or small so fill in the form below and we'll be in touch to see how you can be approved before it’s time to go shopping!

 

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