1. Initial Meeting
The initial meeting is for us to understand your home ownership goals and to collect the information we need to be able to put a plan in place. The questions we ask will be around the money coming into and our of the household and what the deposit conditions are, as well as any credit issues. Once we understand the situation we can quickly more to a pre-approval.
2. Collect the documentation
We will require some recent documentation to put in with the application, such as 3 months bank statements, ID, payslips and a statement for any liabilities such as credit cards or personal loans. It is best if this information is up to date within the last month.
3. Make an Offer
We can either secure a written pre-approval from the bank or we can give you confirmation of the conditions so you can make an offer on a house subject to finance - either way is fine! We aim to make this as easy as possible and keep our approval time as short so that you can make a strong offer on your new home.