How to Make an Offer on a Home

The letter we give you will outline the maximum purchase price we can go to and the finance conditions we are able to meet. However, before you sign a Sale and Purchase Agreement – you should seek legal advice and also give your Mortgage Adviser a call - once an offer has been signed by you and accepted it is difficult to alter the agreement.


Maximum Purchase Price: $500,000

This will tell you the maximum about you can borrow.


Unconditional Deposit Amount: $20,000

This is the amount of money you will need to transfer in cash on the unconditional date. This is different to the amount of deposit for the application. You will need to have access to this amount of funds in cash to transfer is.


Finance Clause: 5 days

The minimum time we need to be able to complete the finance requirements for you.


Time till Settlement: Minimum 4 weeks

The minimum amount of time we need between the date the contract goes unconditional to the date that the house settles and the money and title are transferred.




Next step is to give us a call to find out how much you can borrow!

 

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